You have a bookkeeper recording what happened and an auditor checking what happened. What's missing is the person who owns what happens next — the cash, the margins, the decisions that don't fit in a spreadsheet. That's the job: the finance function of a bigger company, sized for yours.
The business has outgrown its bookkeeping — but a full-time CFO is neither affordable nor necessary yet.
Results arrive late, get a glance, and raise more questions than they answer. You're uncertain about the financial health of your own business.
Profit on the statement, pressure in the bank account. Cash sits locked in receivables and stock, and there's no forecast telling you when it bites.
Financing, investors, a board — someone is asking for projections that hold up to scrutiny, and there's no budget or roadmap to point at.
Start where the pain is, and scale up or down as the business changes — that's the point of fractional. The first thirty days stand on their own: a full diagnostic of your numbers, and if it's not for you, you keep the findings and walk. No notice, no argument.
Everything a full-time CFO brings, at the fraction your business actually needs.
Your monthly numbers get the same scrutiny a buyer's advisor brings to an acquisition — because that's the work I come from. Nothing important stays hidden for long.
Live dashboards and automated reporting, built with modern tools. Ask the question in the morning; have the answer by lunch — not in next quarter's board pack.
Everything a full-time CFO brings, at the slice your business actually needs — and you decide how involved it gets as things change.
A clear path from “I’m not sure what my numbers say” to running the business on them — with a way out at day thirty if it’s not for you.
I go through your last two years the way I’d review a business someone was about to buy, and come back with the three numbers that actually run the place — and which one’s lying to you.
We fix the two biggest leaks, build the live dashboard and reporting pack, and put a rolling cash-flow forecast in place so you can see what’s coming.
A twelve-month plan built on numbers that are finally true, the monthly rhythm installed and handed to your team, and the first forecast against actual — the month you stop being surprised.
Fifteen years where the numbers actually happen: audit, cross-border operations, franchise retail, listed-company property, and nearly seven years running the finance function of a major agricultural producer.
Then I did what my clients do — I started my own business. So the advice comes from both sides of the desk: I know what a board pack needs to survive scrutiny, and I know what it feels like when payroll is Friday.
Your bookkeeper records what happened; your auditor checks it. Neither owns what happens next — the cash, the margins, the big calls. That’s the gap I fill. I don’t replace either of them; I sit between them and you.
That’s the usual failure, and it’s why the first thirty days end in a decision, not a document. You get a plain-language findings memo, and the fixes start in month two. If it’s not working at day thirty, you keep everything and walk. The value is in what changes, not what gets printed.
A financial manager will close your month faster — but that’s probably not your problem. Your problem is the decisions: pricing, cash, which customers and products actually make money. That’s a CFO’s job, and you don’t need one five days a week. You need the seniority a fraction of the time.
A monthly retainer, with a three-month minimum and month-to-month after that — no long contract. And the first thirty days carry an off-ramp: if it’s not for you, you stop and keep the findings. We’ll talk specifics on a call, once I understand your business.
Owner-led businesses, roughly R10m to R100m turnover — big enough that the numbers matter and the decisions are getting harder, but not yet needing a full-time CFO.
See “How it works” above: thirty days to see it clearly, thirty to take control, thirty to get you running by the numbers. After that it’s a monthly rhythm, with a deep-dive theme each quarter.
Bring your numbers or just your questions. You'll leave knowing whether a fractional CFO is what your business needs — even if it isn't with me.